Payment Officer at Africhange (Remote)

• Category: Finance
• Location: Lagos, Lagos (Remote)

Africhange (AF) is a remittance company that offers a seamless way for Immigrants to send money back home.

Whether you would like to pay for a property, send funds to friends and family or pay employees, you’ll need to safely send funds without stress and ridiculous charges. Africhange is the solution to your problem!

We are a safe, secure, and convenient way to send money home; and you can be sure that we will always offer you the best way to send money home at the best rates.

Job Overview

We are seeking a highly motivated and detail-oriented Payment Officer to join our team. In this role, you will play a vital role in ensuring all our payment processes adhere to the strict regulations set forth by the Financial Conduct Authority (FCA).

The successful candidate possesses a keen eye for detail, and passion for ensuring financial transactions are compliant and secure.

What You Will Do

• Process and reconcile all incoming and outgoing payments, ensuring accuracy and timeliness.
• Maintain detailed records of all financial transactions, adhering to all reporting requirements.
• Monitor and identify potential fraud or suspicious activity, and report any concerns promptly.
• Assist with the implementation and maintenance of robust internal controls for all payment processes.
• Stay up-to-date on the latest regulations and guidance related to payments, and keep relevant stakeholders informed.
• Liaise with external parties such as banks and third-party payment processors.
• Contribute to the development and continuous improvement of internal payment procedures.
• Oversee the safeguarding of Client Money.

What You Should Have

• Bachelor’s degree in Finance, Accounting, or a related field (CPA or similar qualification a plus).
• Minimum of 2 years’ experience in a similar role, preferably within an FCA-regulated environment.
• Strong understanding of financial regulations, particularly those related to payments (e.g., PSD2, AML/CFT).
• Strong understanding of financial regulations, particularly those related to payments (e.g., PSD2, AML/CFT).
• Proficiency in Microsoft Office Suite, with a strong understanding of spreadsheets.
• Excellent analytical and problem-solving skills.
• Meticulous attention to detail and accuracy.
• Strong communication and interpersonal skills.

 What we offer

• Fully remote opportunities under a flexible work environment
• Competitive salary
• Paid time-offs including paternity leave
• Access to relevant courses/learning programs
• Lively work environment and flat organization
• A close-knit team with a great passion for working collaboratively
• Performance Incentives